Privacy Policy

Caribbean Financial, which owns and operates the website WWW.CARIBBEANFINANCIALS.COM (the “Site”), takes your privacy very seriously. This privacy policy is intended to inform you about the information that is collected from you when you visit the Site; how this information may be used and disclosed; how you can control the use and disclosure of your information; and how your information is protected. 

  1. Scope
    This privacy policy applies only to the Site. This policy does not apply to information collected through any other website or to the practices of companies that News Americas does not control. Please note that the Site may contain links to other websites. For example, if you click on an advertisement on the Site and link to another website, then this privacy policy will not apply to any information collected on that website. We are not responsible for the privacy practices of other websites, and we recommend that you read the privacy policies of each website that you visit. 
  1. What information the Site collects 

Information you provide directly to us:
You are not required to provide information directly to us in order to view the Site. However, when you use certain Site functions, such as when you register for certain services, access certain content or features, or directly donate to the Site, we may ask you to provide information, including: 

  • contact information, such as name, email address, postal address, phone number, and mobile number; 
  • username and password; 
  • search queries conducted on the Site; and 
  • correspondence you send to us as a donor. 

 

Information automatically collected when you visit and interact with the Site:
When you visit and interact with the Site, certain information may be collected automatically, including: 

  • your computer’s Internet Protocol (IP) address; 
  • your browser type and operating system; 
  • the web pages you were visiting immediately before and after you came to the Site; 
  • activities within community discussions; 
  • web pages and advertisements that you view, and links that you click on, within the Site; 
  • your bandwidth speed and information about the software programs that are installed on your computer; 
  • aggregated data about email click-through rates and user video viewing; 
  • standard server log information; and 
  • information collected through HTML cookies, Flash cookies, web beacons, and similar technologies. 
  •  

Information we collect from other sources:
We may access information about you from third-party sources and platforms (such as social networking sites, databases, online marketing firms, and ad targeting firms), including: 

  • if you access third-party social networking services (such as Facebook Connect or Twitter) through the Site, your username and connection lists for those services; 
  • demographic data, such as age range, gender, and interests; 
  • advertisement interaction and viewing data, such as ad click-through rates and information about how many times you viewed a particular ad; and 
  • unique identifiers, including mobile device identification numbers, that can identify the physical location of such devices in accordance with applicable law. 

Please note that the Site may combine the information that we collect with information we obtain from third-party sources. 

  1. How we use the information that we collect 

 

Email Communications:
We may use the information that we collect when you register only to send you e-mail communications such as our weekly e-news letter, editorial updates, information about your account or changes to the Site, and promotional messages about our own or our marketing partners’ products and services. 

Mobile Communications:
With your consent, we may use your mobile number to send you promotions, notifications, or other services. 

Advertising:
In order to provide our readers with free access to our content, we display advertisements on the Site. Through this process, advertisers reach Site visitors who are most interested in their products, and you see advertising for products or services in which you may be interested. 

Third-party advertisers and advertising platforms also may serve targeted ads on the Site. Please remember that the information practices of third-party advertisers or platforms collecting data on our site are not covered by this privacy policy. 

User Accounts:
To provide you with an open, but also civil, discussion forum, we track user involvement in our community discussions. For example, we keep track of the ratio of how many flagged comments are eventually deleted in order to award badges to our most effective comment moderators. 

Request Fulfillment:
We may use the information that we collect to fulfill your requests for products, services, and information. For example, we may use your contact information to respond to your customer service requests or to enable you to participate in features on the Site such as surveys, polls, sweepstakes, and message boards. 

Statistical Analysis:
In order to learn more about how our Site is used, we aggregate and analyze the data that we collect. We may use this information, for example, to monitor and analyze use of the Site, to increase our Site’s functionality, and to better tailor our content and design to suit our visitors’ needs. 

Enforcement:
We may use the information that we collect to prevent illegal activities, to enforce the Site’s Terms And Conditions and to otherwise protect our rights and the rights of our users. 

In addition to the uses identified above, we may use the information that we collect for any other purposes disclosed to you at the time we collect your information or pursuant to your consent. 

  1. Information sharing
    Caribbean Financial values your privacy, and shares information about our users only under certain circumstances. We will make information about you available to other companies, applications, or people in the circumstances listed below: 
  • We may share aggregated information or information that does not directly identify you with third parties to help us develop content, services, and advertising that we hope you will find of interest. Please note that we do not share contact information with third parties that advertise on the Site. 
  • We may employ third parties to perform Site-related services, including database management, maintenance services, analytics, marketing, data processing, and email and text message distribution. These third parties have access to your information only to perform these tasks on our behalf. 
  • If you choose to engage in public activities on the site, such as posting comments on community message boards, any information you submit can be read, collected, or used by others. Please exercise caution when deciding to disclose any personal information in public activities or submissions. 
  • We may share information about you in the event that the Site is acquired by or merged with another company or a similar corporate transaction takes place. However, the Site will notify you by placing a prominent notice on our site or sending a notice to the primary email address specified in your account before your information is transferred and becomes subject to a different privacy policy. 
  • We may share information about you to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety or other rights and interests of any person, violations of the Site’s Terms And Conditions or as otherwise required by law. 
  • We may share information about you to respond to subpoenas, search warrants, judicial proceedings, court orders, legal process, or other law enforcement measures, to establish or exercise our legal rights, or to defend against legal claims. 
  • In addition to the scenarios identified above, we may share information about you for any other purposes disclosed to you at the time we collect your information or pursuant to your consent. 

 

Please note that third parties may independently collect data about you, including your IP address and information about the websites you visit and the links you click, through cookies, clicks on links, or other means when you visit or view ads on the Site. 

  1. Third-party services
    To customize your experience on the Site and to simplify the Site’s registration process, we provide you with the opportunity to access or interact with third-party services, such as Facebook and Twitter. When you connect to the Site through these third-party services, we may share information about you with these third-party service providers and they may share data about you with us. 

When you allow us to access your data through a third-party service to create a Site profile, we may use this data for several purposes, including: 

  • Creating relationships automatically within our system. For example, if you connect to us via a service with a public friend list, like Twitter, we may check to see if any people you follow on Twitter are also Site members. If we find a match, we will replicate your Twitter relationship with those members, setting them to be fans, followers, or friends on our Site. 
  • Suggesting relationships. For example, if you connect via a service that has a private contact list (like Google and Yahoo!), we check for people in your contacts who are Site members and suggest that you become a fan of these users. This process is not automatic; you must affirmatively choose to become a fan of these suggested users. 
  • Populating a list of potential friends to whom you can send emails. When users share content with their friends using, for example, the forward-to-a-friend feature on the Site, we may use friend lists from third-party services to create a list of contacts to whom you may choose to send the email message. 
  • Populating a list of potential friends to whom you can send service-specific messages. For example, we may use friend lists from a third-party service to create a list of contacts to whom you may choose to send an invitation to view an interactive slideshow. 
  • To enhance and personalize your experience on the Site. When you are connected via a third-party service, we may access certain account information, such as your profile picture, what stories are popular in your network, and what your friends are saying about certain articles or blog posts, in order to enhance and personalize your experience on the Site. 

In addition, if you connect to a Facebook account, your experience on the Site may be personalized. For example, you may automatically see what stories are popular in your network, and what your friends are saying about particular stories. 

Please note that you may disconnect third party accounts at any time. You also may be able to modify your privacy settings directly with the third-party service. Please remember that we do not control the privacy practices of these third-party services. We encourage you to read the privacy policies of all third-party service providers. 

  1. Confidentiality and security
    We limit access to contact information about you to employees or service providers who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We also have adopted commercially reasonable technical, physical, and administrative procedures to help protect information about you from loss, misuse, and alteration. 

Please note that no data transmission or storage can be guaranteed to be 100% secure. We want you to feel confident using the Site, but we cannot ensure or warrant the security of any information you transmit to us. 

  1. Visitors from outside the United States
    The Site’s offices are located in the United States. If you visit the site from another country, please be aware that information you provide to us or that we obtain as a result of your use of the Site may be processed in and transferred to the United States and will be subject to U.S. law. U.S. privacy and data protection laws may not be equivalent to the laws in your country of residence. By using the Site or providing us with your information, you consent to the collection, transfer, storage, and processing of information to and in the United States. 
  1. Children under 13
    We do not knowingly collect personal information from children under 13. If we learn that we have collected any personal information from a child under the age of 13 without verifiable parental consent, we will delete that information from our database as quickly as possible. 
  1. Changes to the privacy policy
    We may update this privacy policy at any time to reflect changes in our practices and service offerings. If we modify this privacy policy, we will update the “Effective Date.” We will notify you of any material changes in the way we treat your information by placing a prominent notice on our site or sending a notice to the primary email address specified in your account. 

 

Caribbean Financial 2024.